Mercantile Bank's Custom Financial Calculators

Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out!


Mortgage Calculators
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Mortgage Required Income Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
 
Loan Calculators
Enhanced Loan Calculator Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
 
Retirement Savings and Planning
Roth vs. Traditional IRA Use this calculator to determine which IRA may be right for you.
 
Savings Calculators
Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
 
Personal Finance
Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!
 
Business Calculators
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Debt Service Coverage This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.